Shane Hummus

Budgeting in Excel Spreadsheet (Easy Step-by-Step Household Budget) ---------- Budgeting in excel spreadsheets can be a confusing process but in this video I'm going to show you what I have done in order to make it as effective and easy to use as possible for my household budget. This will work in 2019 and beyond and i'm using the latest version of excel, but older versions will work too ---------- These videos are for entertainment purposes only and they are just Shane's opinion based off of his own life experience and the research that he's done. Shane is not an attorney, CPA, insurance, or financial advisor and the information presented shall not be construed as tax, legal, insurance, safety or financial advice. If stocks or companies are mentioned, Shane might have an ownership interest in them. Affiliate links may be present, the offers and numbers presented may change over time so please make sure to confirm that the offer is still valid. Some offers mentioned may no longer be available or they have been changed. Please don’t make buying or selling decisions based on Shane’s videos. If you need such advice, please contact the qualified legal or financial professionals, don't just trust the opinion of a stranger on the internet and always make sure to do your own research and enjoy this family friendly content. This video is going to be good for budgeting beginners as well as seasoned veterans as I think anyone who has gotten serious with a budget knows that LESS is MORE and you don't want to spend ridiculous amounts of time on this or else it wont really be worth it when you factor in how much your time is worth. Now when you make a budget in excel it will really help with your personal finance goals and saving money. This has made a dramatic impact on my life and millions of others because before you start budgeting you wont even be aware of what you're spending your money on and therefore it will help you to not waste money I will be including an excel budget template as well so that all of this will be as easy as possible for you to track your finances, start saving money, and start managing your money like a pro Creating a household budget is a must and I think its probably one of the top 5 skills I've ever learned and it should be taught to everyone in school but for some reason it isn't This video is going to show you what I think is the best excel budget sheet that is also very easy to use. This will allow you to become an expert in budgeting and saving which will allow you to then start investing and securing your future. ────────────────── 🎬 KYZ HUB Entertainment – Lifestyle & Independent Media Part of the KYZ HUB collective, powered by Kallyz Network. A modern independent media platform featuring lifestyle content, visual storytelling, global creators, and digital culture. 🌐 Explore KYZ HUB & Network: 🔗 https://kyzhub.weebly.com 🔗 https://allmylinks.com/KallyzNetwork ❤️ Support independent media: https://paypal.me/KallyzBrand 🎥 Network Channels: https://rumble.com/user/KallyzBrand/channels https://rumble.com/user/kyztv/channels 📱 Social: Instagram • X • Pinterest @kallyznetwork

How To Make A Budget In Google Sheets (Google Spreadsheet Budget Template for 2019) ---------- This video is going to be about how to make a budget in google sheets in 2019. It's also going to include a google spreadsheet budget template that you can use in order to more easily budget your way to success https://docs.google.com/spreadsheets/... https://michaelsaves.com/budgeting/go... ---------- These videos are for entertainment purposes only and they are just Shane's opinion based off of his own life experience and the research that he's done. Shane is not an attorney, CPA, insurance, or financial advisor and the information presented shall not be construed as tax, legal, insurance, safety or financial advice. If stocks or companies are mentioned, Shane might have an ownership interest in them. Affiliate links may be present, the offers and numbers presented may change over time so please make sure to confirm that the offer is still valid. Some offers mentioned may no longer be available or they have been changed. Please don’t make buying or selling decisions based on Shane’s videos. If you need such advice, please contact the qualified legal or financial professionals, don't just trust the opinion of a stranger on the internet and always make sure to do your own research and enjoy this family friendly content. This was made by another creator and he may as you to sign up for a newsletter or something like that, it was a long time ago since I downloaded it so I don't remember Click File then Make a Copy to download to your google sheets Google sheets is an easy way to make a simple monthly budget and it syncs across all of your devices with ease Making a budget is one of the most important things you can do in order to take control of your personal finances. When making a google sheets monthly budget you want to keep a few things in mind: Google budget spreadsheets are easily accessible from anywhere If you aren't experienced, just use my google sheets monthly budget template Once you get experienced you will probably want to tweak and change a few things on your google budget spreadsheet, this is fine, come back to this video and it will refresh you on how to do it I learned a lot of my methods form reddit personal finance subreddit so credits go to them This was inspired by the google sheets monthly budget template from reddit Go ahead and do yourself a favor and start making a budget, whether its excel, google sheets, mint.com, YNAB, whatever you prefer to use, go ahead and start making a budget and make sure to STICK with it until your money situation is good and your saving game is on point ────────────────── 🎬 KYZ HUB Entertainment – Lifestyle & Independent Media Part of the KYZ HUB collective, powered by Kallyz Network. A modern independent media platform featuring lifestyle content, visual storytelling, global creators, and digital culture. 🌐 Explore KYZ HUB & Network: 🔗 https://kyzhub.weebly.com 🔗 https://allmylinks.com/KallyzNetwork ❤️ Support independent media: https://paypal.me/KallyzBrand 🎥 Network Channels: https://rumble.com/user/KallyzBrand/channels https://rumble.com/user/kyztv/channels 📱 Social: Instagram • X • Pinterest @kallyznetwork ────────────────── TAGS google sheets,google sheets budget template,google sheets budget,budget spreadsheet,budget,budget spreadsheet google sheets,budget template,google sheets budget spreadsheet,google sheets budget tutorial,how to budget,budget google sheets,monthly budget,google sheets budget template tutorial,budget template google sheets,google sheets monthly budget template,how to make a budget,google budget spreadsheet,free budget template

The Five Safest Investments For 2019 (GUARANTEED Income!) --------- So you're looking for a place to put for money that will be the safest investment for 2019 and beyond. Look no further, this video will explain the safe investments that you can make in order to have guaranteed income(or as close as it gets to guaranteed). ---------- They say that when you're young you should be more aggressive with your investments as if anything happens to the market you will have plenty of time to recover and you won't have to worry because as long as you're smart about it, the market almost always goes back up. Then as you get older you want to start making safer and safer choices with your investments and diversify them. This will likely cause your total amount of income to go down, yes, but it will also save you in case a stock market crash happens right when you're supposed to retire. When it comes to investing for beginners you need to keep in mind that 99% of normal investors and 95% of hedge fund managers can't beat the average return of a basic S&P 500 index fund over a 10 year period, so it's important to not try to beat the market unless you REALLY know what you're doing. Sticking with safe investments is honestly a great idea for about 98% of people and this way you also can keep it simple and you don't have to hire a financial planner who will take some money off the top. This will be your best bet in the long run as long as you have self control and you're smart about investing your money Sticking with the safest investments available will mean that you can even make a profit in a bear market where everyone else is losing money, which is also pretty dang cool ---------- These videos are for entertainment purposes only and they are just Shane's opinion based off of his own life experience and the research that he's done. Shane is not an attorney, CPA, insurance, or financial advisor and the information presented shall not be construed as tax, legal, insurance, safety or financial advice. If stocks or companies are mentioned, Shane might have an ownership interest in them. Affiliate links may be present, the offers and numbers presented may change over time so please make sure to confirm that the offer is still valid. Some offers mentioned may no longer be available or they have been changed. Please don’t make buying or selling decisions based on Shane’s videos. If you need such advice, please contact the qualified legal or financial professionals, don't just trust the opinion of a stranger on the internet and always make sure to do your own research and enjoy this family friendly content. ────────────────── 🎬 KYZ HUB Entertainment – Lifestyle & Independent Media Part of the KYZ HUB collective, powered by Kallyz Network. A modern independent media platform featuring lifestyle content, visual storytelling, global creators, and digital culture. 🌐 Explore KYZ HUB & Network: 🔗 https://kyzhub.weebly.com 🔗 https://allmylinks.com/KallyzNetwork ❤️ Support independent media: https://paypal.me/KallyzBrand 🎥 Network Channels: https://rumble.com/user/KallyzBrand/channels https://rumble.com/user/kyztv/channels 📱 Social: Instagram • X • Pinterest @kallyznetwork ────────────────── TAGS passive income investments,investments,safe investments for 2019,safe investments 2019,safest investments,what are the safest investments,safest investments you can make,passive income 2019,best safe investments for passive income,best investments for passive income,the best passive income investments,best passive income investments,best investments passive income,investment plan,best passive income investments ideas,best investments to earn passive income

Money Saving Tips || How To Save Money FAST (The BEST Strategy) -------- In this video I will show you how to save money fast and the money saving tips that I offer in this video are going to blow your mind --------- Some of the budgeting tips that I see take up too much of a persons time and if I'm being honest I think a lot of them are a waste of time. Sure, in the beginning you can do that just to really commit and figure out how to save money but after awhile you don't need to do this anymore. When you're figuring out how to save money fast you will probably come across complicated spreadsheet systems of people that keep binders in order to track every penny and I really don't think this is necessary at all. If you have a life and you have other things to worry about then I don't think the ROI (return on investment) of your TIME is worth the little extra money you might save tracking every cent. Instead I think you should focus on the BIG areas where you can save money and the first way to do this is to track where your money is going using an app like mint.com The art of money saving can be painful but the feeling you get when you save money and increase your net worth is great. I'm also a big fan of minimalism and money saving is a huge part of that as well. There are many different ways to save money but in this video I will go over the most effective ones in my experience. I'll also give a few example of what I stopped buying personally, the mistakes I made and common mistakes I see a lot of people making. ---------- These videos are for entertainment purposes only and they are just Shane's opinion based off of his own life experience and the research that he's done. Shane is not an attorney, CPA, insurance, or financial advisor and the information presented shall not be construed as tax, legal, insurance, safety or financial advice. If stocks or companies are mentioned, Shane might have an ownership interest in them. Affiliate links may be present, the offers and numbers presented may change over time so please make sure to confirm that the offer is still valid. Some offers mentioned may no longer be available or they have been changed. Please don’t make buying or selling decisions based on Shane’s videos. If you need such advice, please contact the qualified legal or financial professionals, don't just trust the opinion of a stranger on the internet and always make sure to do your own research and enjoy this family friendly content. ────────────────── 🎬 KYZ HUB Entertainment – Lifestyle & Independent Media Part of the KYZ HUB collective, powered by Kallyz Network. A modern independent media platform featuring lifestyle content, visual storytelling, global creators, and digital culture. 🌐 Explore KYZ HUB & Network: 🔗 https://kyzhub.weebly.com 🔗 https://allmylinks.com/KallyzNetwork ❤️ Support independent media: https://paypal.me/KallyzBrand 🎥 Network Channels: https://rumble.com/user/KallyzBrand/channels https://rumble.com/user/kyztv/channels 📱 Social: Instagram • X • Pinterest @kallyznetwork ────────────────── 🔖 TAGS #kyzhub #kallyznetwork #independentmedia #entertainmenthub #lifestylemedia #globalcreators #digitalculture #visualculture #modernentertainment 🔎 KEYWORDS / SEO KYZ HUB, Kallyz Network, independent media network, lifestyle entertainment platform, global digital culture, visual storytelling, modern entertainment media

Top 5 Stock Brokers for 2020 (The BEST Online Brokers) ------------------------------------------------------ I've been getting requests to make a video about the best stock brokers to use in 2020 and going forward This video will be helpful for everyone whether you need a stock broker for beginners or you're just looking to find the best stock broker for 2020. Hey guys, check out my FREE discord here where you can talk all things personal finance. I will be spending a lot of time here, answering lots of questions and just chatting in general. / discord ---------- The truth is that the top stock brokers in the industry spend a bunch of money on advertising so its hard to tell what brokerage account is the best. The online broker comparisons I've seen have been a little biased as they all have links and I'm sure they get paid commission. So I asked my friends who have used different online brokers and I also used a bunch of different stock brokers myself and I decided to make this video to save you a bunch of time and headache and help you avoid stock broker fees and other traps that are easy to fall into. When you're looking to find a stock broker online there are a few things you really want to prioritize: Research capabilities, fees, customer service, ease of use (you don't want to have to learn a new program every time you log on) are all really important. Some of the older brokerage accounts like vanguard (they basically started index funds) have been established for awhile but are honestly very difficult to use and it seems like they aren't pushing forward and making the customer experience better like the other online broker accounts. Many online brokers still have hidden fees that are honestly really annoying. Some offer international stock broker accounts and some don't. The big online brokers like Fidelity, Vanguard, Charles Schwab, TD Ameritrade, are great but there are some really good newcomers like robinhood, wealthfront, ally invest etc that are revolutionizing and disrupting the industry. It's important to stay on top of these changes so that you can have the best ROI on the money that you invest into these accounts and you can also have the most smooth experience possible Hope you enjoyed the video and reading this, if you made it this far make sure to drop a like, subscribe, hit the notification bell and also leave a comment below about starbucks or something Best ~Shane -------------------- These videos are for entertainment purposes only and they are just Shane's opinion based off of his own life experience and the research that he's done. Shane is not an attorney, CPA, insurance, or financial advisor and the information presented shall not be construed as tax, legal, insurance, safety or financial advice. If stocks or companies are mentioned, Shane might have an ownership interest in them. Affiliate links may be present, the offers and numbers presented may change over time so please make sure to confirm that the offer is still valid. Some offers mentioned may no longer be available or they have been changed. Please don’t make buying or selling decisions based on Shane’s videos. If you need such advice, please contact the qualified legal or financial professionals, don't just trust the opinion of a stranger on the internet and always make sure to do your own research and enjoy this family friendly content. ────────────────── 🎬 KYZ HUB Entertainment – Lifestyle & Independent Media Part of the KYZ HUB collective, powered by Kallyz Network. A modern independent media platform featuring lifestyle content, visual storytelling, global creators, and digital culture. 🌐 Explore KYZ HUB & Network: 🔗 https://kyzhub.weebly.com 🔗 https://allmylinks.com/KallyzNetwork ❤️ Support independent media: https://paypal.me/KallyzBrand 🎥 Network Channels: https://rumble.com/user/KallyzBrand/channels https://rumble.com/user/kyztv/channels 📱 Social: Instagram • X • Pinterest @kallyznetwork ────────────────── 🔖 TAGS #kyzhub #kallyznetwork #independentmedia #entertainmenthub #lifestylemedia #globalcreators #digitalculture #visualculture #modernentertainment 🔎 KEYWORDS / SEO KYZ HUB, Kallyz Network, independent media network, lifestyle entertainment platform, global digital culture, visual storytelling, modern entertainment media

Top 6 Surprising High End Careers (NO DEGREE REQUIRED) :) Enjoy So this is a very polarizing topic in the modern age. On one side you have a ton of people online that claim getting a degree is a huge scam, then on the other side you have people that claim getting a degree is a proven path to success. So the big question is, who is right? And with most big questions the answer is... IT DEPENDS In this video I'm going to be exploring how you can be EXTREMELY successful WITHOUT getting a college degree. And this isn't some crazy scenario where someone wins the lottery or their uncle hands them an overpaid job or they get really lucky... These are all legitimate paths that THOUSANDS of people have taken to achieve success in the modern age. While everyone else was spending tons of money and nearly a half of a decade of their life getting a college degree, the professions in this video can all be attained without sacrificing any of that. These are all reasons why you have to really look into the job and see if its the right fit for you when thinking about choosing your career It's always important to do career research and make sure to take your time making your decision with things like this because once you go into a career and dedicate a bunch of time to it, its hard to pivot out of the career. You can still switch careers, but you will have wasted a lot of time and energy. This is an important video to watch if you want to position yourself for success and land in a field where you will easily be able to get to the six figure range and live a good life. Once you're stable and living a good life where you don't have to worry about money all the time, this will allow you to pursue your other goals and dreams. I think this is a much better way of doing things rather than what a lot of people suggest which is going all in on your passions. This can work, but it's extremely risky. All things that are good and worth it take time to build, and how can you build something if you don't have a steady and stable foundation to stand on? Think back on your life and all of the things that you're proud of, were you able to build that in a day? It probably took a lot of time. Very few people get lucky and "get rich quick" even when it looks like they did do just that they were working on their craft in the dark for years without any recognition. And even if you did get really lucky and won something sort of like the lottery think about how meaningless that would be. It wouldn't be anything to be proud of. This is why I think in a world full of gurus telling you to "get rich quick" the smartest thing to do is to get yourself in a stable situation and then maybe think about investing in those courses and learning how to make money in other ways. This is the most stable and predictable way to get success If you read this far into the description/rant thank you. I work extremely hard on these videos and I would truly appreciate it if you would like, subscribe and hit that notification bell so you'll know when I upload. I'm thinking of uploading all of my videos around 3:45PM on Monday/Wed/Friday but not 100% sure yet, still have to do some research Thanks again and have a good one! 🎬 KYZ - HUB Entertainment Instagram LifeStyle Magazine Part of the KYZ HUB collective, powered by Kallyz Network—an independent media movement celebrating bold fashion, global creators, and unapologetic style. 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Top 5 College Degrees That Are Actually Worth It (2024) So this is obviously a hugely controversial topic that is raging in our society today. In one camp you have the Pro College side that basically thinks that going to college is the key to success and everyone should do it if they want to be successful. In the other camp (very common here on youtube), you have the side that thinks college is a giant scam and we're all falling for it. Everyone's situation is different and you should make the decision on whether or not to go to college based on your unique situation Now in MOST situations, you should NOT go to college if you're passionate about a field where there's not much money. You would be way better off just working in the field, maybe spend your time becoming an influencer in that field or something like that. That experience would be WAY better for you. Compare that to 4 years of going to college and then you finally get a degree and you've forgotten most of what you learned. You're also probably $40k in debt and can't find a job The thing is, anything worth building takes TIME, rarely do people ever become overnight successes and even when it does happen you end up finding out later on that they worked for YEARS learning how to perfect their craft before they "blew up overnight" Years of working in the dark with no pay, no recognition and no influence Just grinding away and mastering their craft Then they "blew up", if they hadn't spent all of that time they never would have blown up This is why I really think the safe bet is to get a safe, stable career and then use that as stable ground to launch off of. Have stability and then chase your passion on the side. It will probably take years to take off so you will need that stability in order to launch Pay: This one is obvious, if everyone is making $30k a year its obvious that society doesn't value the job enough to pay well. Whether this is right or wrong (teachers being an example, they should definitely be paid more), it is what it is and you need to recognize and accept this. Choose a field that pays at least (on average) $60k+ a year, preferably $80k a year. This does vary depending on how expensive the place you live is of course Job Satisfaction Ratings: This one is so important. I see SO MANY people wanting to become doctors, its crazy. I tell them to look into the job satisfaction rating for MDs and its HORRIBLE. MDs are depressed and miserable with their jobs to the point where many switch careers or even end it... Very sad to see. Even though they're making really good money, they get a lot of respect from people in society etc etc it's just crazy and the reason for this is all of the red tape and regulations as well as the huge amount of pressure working those long hours in the stressed environment. Everyone seems to be completely unaware of this and they want to be doctors for some reason and it blows my mind. There are better careers in the medical field to get into in my opinion that have all of the perks without the downsides but thats a topic for another video Demand: A general rule of thumb is to not go into a field that's dying or has no demand. This is just a recipe for disaster. You will be fighting other people for job openings, won't be able to find a good job in a desirable location, will have to accept lower pay, worse benefits, being treated badly because they could easily replace you, etc etc etc... It's just not a good move to make 🎬 KYZ - HUB Entertainment Instagram LifeStyle Magazine Part of the KYZ HUB collective, powered by Kallyz Network—an independent media movement celebrating bold fashion, global creators, and unapologetic style. 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