Bank Charges. Silent Heist. How Banks Make Money By Slapping Fines On You

There are endless examples of bank charges you end up paying without realising it. Minimum balance, cash deposits and withdrawals at bank branches, cash deposits in accounts other than one’s own, cash withdrawal from ATMs, issuance fee on debit cards, annual charge on debit cards, balance inquiry at ATMs, mini statements at ATMs, regeneration of ATM PIN code from branch, account-closing charges, transaction declined on debit card due to insufficient funds, SMS alerts from banks, change in address, change in mobile number, change in KYC-related documents, cash deposits and CDMs, change of mutilated and old currency notes, NEFT and RTGS transfer of funds, surcharge on use of debit cards for buying rail tickets and fuel at pumps, new cheque books, demand drafts, balance certificates, signature verification - the list of areas in which banks quietly slaps charges on you goes on and on.

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