3 Tips for Making Your Dream of Buying A Home Come True

Is your goal for 2022 to buy a home of your own?

#1 Automate your down payment savings
Saving for a down payment is often one of the biggest barriers to homeownership cited in surveys. One way to jump-start your savings is to automate your checking account to automatically save a small amount of your paycheck into a separate savings account or "house fund"

#2 Build your credit history & keep it clean
When you go to apply for a mortgage, lenders will want to see that you have been able to pay off past debts. This means staying on top of your student loans, credit cards, and card loans paying them on time!

#3 Practice living on a budget
Downsizing your spending now will allow you to save more for your down payment & pay down other debts to improve your credit score. A recent study showed that "95% of first-time buyers were willing to make sacrifices to buy their home faster".

✅ The Gustan Cho Team at 800.900.8569 or send a text message for a faster response.
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