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Woman Worker Commits Fraud
Workers’ comp fraud involves someone lying to benefit financially. This could include an employer, employee or health care provider. Here are some quick examples of workers’ compensation insurance fraud:
An employer misclassifies employees to avoid having to pay a workers’ compensation insurance premium.
An employee fakes a job injury or illness and uses his or her workers’ compensation benefits to receive a payment for medical costs.
A hospital surgeon bills for a service that was not performed.
Workers’ comp can be a complex topic for business owners and employees. One step you can take to prevent employees from committing fraud is to help them understand what workers’ compensation insurance is. Help them understand it’s an employee benefit. If they know how and what workers’ comp is, it can limit the possibilities of fraud.
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