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			Episode #49: Merge of Cefi and Defi
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In The News:
Federal Open Market Committee- FOMC- Conducts monetary policy for the US Central for maximum employment and stable prices. Inflation still running hot FED raised rates by 3/4 of a point with more hikes to come in NOV and DEC
Quick note about Voyager Update-Alameda Research return 200Mil loan back to Voyager
https://cointelegraph.com/news/alameda-research-happy-to-return-200m-loan-to-voyager-digital
Summary Judgement of Ripple and XRP arguments from both sides Settlement in NOV/DEC early JAN.... as expected....Â
Nasdaq is seeking to offer custody services to institutions dipping their toes into crypto. Direct competition of Coinbase. Merge of CEFI and DEFI
https://bitcoinmagazine.com/markets/nasdaq-to-launch-crypto-custody-services
ETHS Merge is done Whats next? Roadmap for ETH includes Merge, Surge, Verge, Purge and Splurge
So much Green washing from Whitehouse and media focusing on ETH being Green. Now that ETH is Centralized by JPMorgan and Consensys about 5 staking pools hold about 2/3rds ETH.
Lets talk Algorand and their ECOsystem Algo is up 15 percent this morning!
Silvio Micali is the Founder of @Algorand. He is one of the co-inventors of zero-knowledge proofs and is a Turing Award-Winning MIT professor.
Lets talk about Yieldly Finance (1st exchange between Algo and ETH to power liquidity) Yieldly is reimagining how value is exchanged on all chains and will connect the blockchain universe seamlessly using DEFI and ALGO. Users will be able to trade faster, with lower fees and more secure. Has Algo solved the Trilemma problem? Time will tell.Â
Tinyman(DEX) and AlgoFI DEFI banking 
Day by day looking to decentralize and democratize the global insurance industry. 
Quantum standard protocols: All current encrypted standards need to switch over to Quantum standard Protocols according to the NIST- Dept. of Commerce National Institute of Standards and Technology
Top three:
Crystals-Dilthium
Falcon
Sphincs-Will be used to update current digital signatures
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XRP can be acquired through Uphold, Atomic Wallet or the likes of a Safepal Wallet using the Swap Function in US markets or via the Safepal Trading dApp for clients with a Binance.com (NOT Binance.US) verified accounts.
Our favorite Hardware Wallets:
Ledger https://www.ledger.com/Â
Safepal https://www.safepal.io/
MetaMask - Keystone Wallet: https://keyst.one/
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