The Secret Financial Score You Don't Know About

I am an Air Force veteran turned mortgage professional who has a passion to bring home financing knowledge to military personnel in active duty, reserves, guard, or veterans. I believe the military can set you up for financial success if you know how to take advantage of what is offered.

Is there a secret score that determines how big of a home loan you can get?

Yes, and that's what we'll be diving into today.

Hopefully everyone knows about their credit score by now. You might not know the exact ins and out of how it gets calculated, but for the most part it is pretty straightforward. There are plently of resources to help you and I'll link some in the description. Additionally, I'll be doing a video all about credit and the various credit scores. Did you know you have at least 3, and some people have more?!

The score that I'm going to be talking about today isn't going to be on any financial app you have, because the programs that calculate it are proprietary AI-powered systems that comb through hundreds of factors to label your financial stability when deciding whether you qualify for a mortgage. These programs are known as an AUS and the score I'm talking about is your DTI.