Life-Cycle Retirement Model - Worth the Risk?

There's a new retirement approach that says young people shouldn't save for retirement, called the Life-Cycle retirement model. Is this retirement theory worth the risk for your future?

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LINKS: https://www.marketwatch.com/amp/story/many-young-people-shouldnt-save-for-retirement-says-research-based-on-a-nobel-prize-winning-theory-11664562570
https://www.lifehack.org/articles/money/wish-started-save-earlier-after-seeing-this-chart.html

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Mike Bernard, CFP® offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results.