9 Tips How to Keep Your Holiday Budget Merry and Bright

9 Tips How to Keep Your Holiday Budget Merry and Bright

1. Keep a list of who you are buying for and how much you plan to spend.
2. Instead of purchasing individual gifts for everyone on your list, consider purchasing a family or a group gift.
3. Don’t wait until Black Friday to start shopping.
4. Skip the expensive wrapping paper.
5. Compare prices, watch for holiday deals and keep an eye out for coupons and special offers.
6. Keep your receipts and ask for refunds if you see the price drop.
7. Abandon your online cart.
8. As you shop, track your spending with the mobile app.
9. Keep records of what you spend and develop a budget for next year.