Here are 9 cost-cutting tips that may help you find a bit more money at the end of each month.

Here are 9 cost-cutting tips that may help you find a bit more money at the end of each month.

1. Cut your cable TV costs.
2. Pack your lunches and eat at home more often.
3. Cut down on energy bills.
4. Cancel your unused gym memberships.
5. Refinance your high-rate debt or take advantage of credit card balance transfers.
6. Look for ways to save on insurance premiums.
7. Pay your bills on time.
8. Cancel newspaper or magazine subscriptions.
9. Give up your “vices.