SBA 7a Fixed-Rate Financing Option

SBA 7a Fixed-Rate Financing Option

Can I get a fixed rate on the SBA 7a program? It seems more advantageous than the 504 for what I am looking to acquire which has real estate included in the sale of the business. I want to maximize leverage based on some of your previous podcast shows. The business is a landscape supply store with nursery. They want 1.75mm for the real estate and land. The breakdown in 1.1mm for the real estate and 650k for the business. Any thoughts on how to structure this deal with financing in mind?
Thanks,

Jackie

Timestamps

[00:48] What is the highest leverage total?
[01:03] SBA 7a could give you more flexibility where we build in all the financing costs
[01:22] Some SBA lenders like to break up the real estate and do two separate loans
[01:52] Most lenders are strictly variable rates
[02:07] Beau can help you facilitate the deal for free
[02:58] There are fixed-rate options, not all banks offer them
[03:15] Get a three-year prepayment penalty if you go to SBA 7a
[03:20] Advantages of SBA 7a
[04:10] Go to investorfinancingpodcast.com/ask to ask other questions

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About Beau: Beau Eckstein is a real estate entrepreneur, TV personality, and commercial mortgage advisor, specializing in construction financing and multi-family lending.

🎥 The video interviews we do on IFP will help you scale your real estate business and learn how to finance your all your projects.

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