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What is the maximum loan amount for DSCR Loans?
What is the maximum loan amount for DSCR loans?
I'm familiar with DSCR. I want to make sure on a single-family home that the calculations is just the gross rental income divided by the debt service which includes principal, interest, taxes, and insurance. Do I have that right?
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Thanks!
Timestamps
[00:25] The DSCR is calculated by taking gross rental income and dividing it by total debt service (which includes the taxes, principal, and interest payments on a loan)
[00:45] Calculating DSCR for larger multifamily properties
[00:50] Basic DSCR loans are easier to calculate
🏠 DSCR for single-family homes is calculated by dividing gross rental income by debt service, including principal, interest, taxes, and insurance.
🏦 DSCR loans for one to four properties are easier to calculate than larger multi-family properties.
📞 Beau offers to discuss SBA financing options, including SBA 7a, SBA 504, and other types of financing for various purposes.
If you'd like to ask me a question about real estate, do it here -- https://investorfinancingpodcast.com/ask
💥 Thanks for watching 💥
#DSCR #SBAFinancing #SingleFamilyHomes #DSCRloan
About Beau: Beau Eckstein is a real estate entrepreneur, TV personality, and commercial mortgage advisor, specializing in construction financing and multi-family lending.
🎥 The video interviews we do on IFP will help you scale your real estate business and learn how to finance all your projects.
About the Channel: Want to structure your investments in the right and secure way?
Learn great insights and make the right decisions through the Investor Financing Podcast hosted by Beau Eckstein.
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