Do You Include Property Taxes and Insurance When Calculating a DSCR Loan?

Do You Include Property Taxes and Insurance When Calculating a DSCR Loan?

Hey Beau, when calculating a DSCR, do you include property taxes and insurance in that calculation?

Just wondering…
Jack

Timestamps
[00:10] Do we include property taxes and insurance when calculating a DSCR?
[00:16] You have to calculate your property taxes, insurance, and HOA
[00:24] The DSCR is calculated by taking gross rental income and dividing it by total debt service (which includes the taxes, principal, and interest payments on a loan)

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