Who really controls your credit score

Did you know? 🤔 TransUnion, Equifax, and Experian don’t actually create your credit report! 😮 They simply report the information provided by furnishers like Bank of America, Wells Fargo, and Capital One. 💡

The real power lies with you! 💪 Late payments don’t have to exist if you don’t let them. 🚫⏰

Take control of your credit and become the master of your financial destiny! 🌟🔮