Should you get a fund manager for your investment or retirement account?

Should you get a fund manager for your investment or retirement account?
A fund manager is going to cost you anywhere from 0.5% to 1.5% of your account value annually.
A fund manager is going to then turn around and just purchase index funds and bond funds that you have access to yourself on an online brokerage account.
Personally, I would not pay for a fund manager or pay the ridiculous fees they change.
Managed accounts do not outperform the market. In fact, the fees you pay for someone to manage your account will result in you underperforming the market.
You can invest in the same index funds the fund manager is going to choose anyways most likely. Probably the most common index funds are ones that try and reflect either the S&P 500 index or the total market index. The latter being different in that it incorporates more mid-cap and small-cap companies. The total market index is going to probably reflect the Wilshire 5000 Total Market Index, which represents the performance of a broad range of U.S. stocks.
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