Is iFlip's A.I. UNDERPERFORMING? UPSET CUSTOMER COMPLAINS!

The person is questioning why their Spy Plus AI account, which is assumed to be a smart folio, has performed worse than a simple buy and hold strategy over the past two years. The speaker acknowledges that the AI may have kept them out of certain stocks like Spy and Apple, which could have affected their returns. However, they point out that even being up 9 percent over two years is good considering the market conditions, as the S&P 500 lost about 20 percent in the previous year. They clarify that the smart folios are designed to beat the S&P 500 but cannot guarantee consistent outperformance. They use a candle chart to illustrate the market performance and show that being up 9 percent is better than the market's decline of 0.38 percent over the same period. They encourage the person to provide more details for a more accurate analysis.

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