DAVE RAMSEY: 4% RULE IS “STUPID”, TAKE 8% FOREVER!

Dave Ramsey's recent segment went viral over his dogmatic assertion that a 4% Safe Withdrawal Rate in retirement is "STUPID" and that he is totally comfortable with an 8% withdrawal rate in perpetuity... FOREVER!

He just infuriated every Financial Services Professional in the United
States, especially the Certified Financial Planners ERRRR UMMM... "Pharisees" as he calls them, over a disagreement with the Safe Withdrawal Rate for retirement income calculations. Dave called them goobers, living in their mother’s basement with a calculator. WOW!

Dave Ramsey steadfastly defies logic, reason, good math and science when it comes to safe withdrawal rates for calculating retirement incomes. The Question is Why? Here are some of my thoughts on this…

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