Insurance Policy: Health Insurance During War

There's a TikTok video going around where a self-proclaimed insurance agent is stirring up worry regarding an insurance policy change to Cigna Health where they will deny coverage in time of "war, riots, and insurrection". Is this really new and should we be worried?

A clip taken from Episode 176 "The Watchtower 2/13/24" - https://youtube.com/live/uCjeHIcokOg

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