Choosing Between Fixed Rate and Variable Rate SBA 7a Loans

Choosing Between Fixed Rate and Variable Rate SBA 7a Loans

Welcome to the ultimate guide on SBA 7a loans! In this comprehensive video, we dive deep into the crucial decision between fixed and variable rates. Whether you're a seasoned investor or a budding entrepreneur, understanding these loan options can make or break your financial strategy. Learn how Wall Street Journal prime plus margin impact your interest rate and discover insider tips on negotiating the best terms with lenders.

Are you an entrepreneur or business owner looking to buy or expand a business? Book a discovery call with Beau to learn all the ways he can help you - https://investorfinancingpodcast.com/rumble

Timestamps:
00:00 Overview of fixed vs. variable rates for SBA 7a loans.
00:50 Margin variations and rates for different deals and lenders.
01:49 Majority of banks not offering fixed-rate options
02:11 Some banks offering fixed-rate options for acquisitions
04:20 Comparison between fixed-rate and variable-rate options
05:27 Short-term fixed-rate options for commercial real estate transactions.
05:38 Amortization terms based on the value of real estate versus the business in acquisitions.
06:25 Prime plus margin for variable-rate 7a loans.

💥 Thanks for watching 💥
#SBAloans #SmallBusiness #Entrepreneurship #FinanceTips #Investing #BusinessAcquisition #RealEstateInvesting #FixedVsVariable #LoanRates #financialstrategy

About Beau: Beau Eckstein is a franchise consultant, commercial mortgage advisor, and business ownership coach who helps entrepreneurs buy, build, and expand their businesses. He assists aspiring entrepreneurs in finding their ideal franchise or business opportunity. Beau's expertise as an investor and business owner allows him to guide clients through the entire process of acquiring, funding, and growing their ventures.

🎥 The video interviews we do on IFP will help you scale your real estate business and learn how to finance all your projects.

About the Channel: Want to structure your investments in the right and secure way?

Learn great insights and make the right decisions through the Investor Financing Podcast hosted by Beau Eckstein.