why it's hard for American to retire

This video is presented by Metro by T-Mobile. Metro has no editorial influence on our videos, but their support makes videos like this possible.

Vox sat down with people in our New York City studio to talk to them about the state of their retirement savings.

By the standards of most financial experts, Americans are woefully behind on saving for retirement. The reason why is rooted in changes in policy to our retirement system with today's result being a flawed design in how people set aside money so they can one day stop working.

In this video, we interviewed four people about their level of retirement preparedness and two experts about the state of retirement readiness more broadly in the US. One culprit lies in changes to the country's pension system, which sets the US apart from countries like Australia and the UK; these places have systems which help more people save more money for retirement.