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			Are You Prepared for the Unexpected Expenses of Maintaining a Home? | Ask Ralph Podcast
When you buy a house, there are a lot of costs that you might not think about. You might have to fix things that break, or your bills might go up and down. In this podcast episode, Ralph Estep Jr. talks about all the money stuff that comes with owning a home. He explains how there are sneaky costs that can surprise you, like having to pay for maintenance, taxes, and insurance. He also gives tips on budgeting for these expenses so you can keep your money safe. Tune in to learn more about how to handle the hidden costs of being a homeowner!
https://www.askralphpodcast.com/
00:00 Episode Overview
00:26 Welcome To Ask To Ralph Podcast And Show Announcements
02:20 Bible Verse
02:56 Maintenance And Repairs
03:59 Property Taxes And Insurance
04:59 Utilities
05:42 Closing Cost
06:38 Unforeseen Repairs And Emergency Fund
07:18 Upgrades And Renovations
07:53 Miscellaneous
08:20 Action Tip#: Research All Costs
08:54 Action Tip#2: Build Up An Emergency Fund
09:11 Action Tip#3: Insurance Rates
09:35 Homeownership Costs
10:00 Episode Recap
10:58 Outro
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