Creeds & Confession: Why Christians need Creeds and every local Church needs a Confession?

Vince and Steve talk about the importance of Creeds and Confessions. Why the Apostles creed is the bare minimum for each Christian to know and believe in for church membership. The talk then shifts to Confessions. and why it is better for every local body to be able to point to a Confession and not just a simple Statement of Faith.