I don't spend a single penny on birthdays or Christmas. Why don't I do that?

I don't spend a single penny on birthdays or Christmas. Why don't I do that?" Discover the reasons behind my unconventional approach to these celebrations. Learn how prioritizing financial discipline and focusing on meaningful experiences over material gifts can lead to a more fulfilling and stress-free life. Join me as I share insights into my mindset and the benefits of this unique perspective.