Is Being Rich or Poor a Choice? Are Poor People Lazy?

I give my take on a video from @GEN who asks people if it is a choice to be rich or poor? What are your thoughts?

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Links to the full length video:
https://www.youtube.com/watch?v=z2dVI6CmPkQ&list=PLUfN43xqmBQ2LaSOZ8I9oql8YSewo-Ljc&index=3