Is Florida becoming Unlivable?! (What they are not telling you!)

Hundreds of Bradenton Beach mobile homes likely to be condemned
“We were all anxious to reinvest in our properties and in the community again, and then we are hit this morning with this bombshell,” said Pines Trailer Park resident Bill Lavelle.

That bombshell he is referring to – an announcement from the city saying FEMA told them all manufactured homes on the island that had any flooding from the recent hurricanes essentially had to be destroyed.

“This is my little chunk of paradise that I was just able to get at this stage of my life, and now it’s been ripped away from me,” Lavelle said.

BB moves to condemn mobile home park, cites FEMA guidelines

https://www.islander.org/2024/10/bb-moves-to-condemn-mobile-home-park-cites-fema-guidelines/

Pines, Sandpiper homes deemed uninhabitable - AMI Sun

https://www.amisun.com/2024/10/18/pines-sandpiper-homes-deemed-uninhabitable/

Zillow introduces First Street's comprehensive climate risk data on for-sale listings across the US

https://zillow.mediaroom.com/2024-09-26-Zillow-introduces-First-Streets-comprehensive-climate-risk-data-on-for-sale-listings-across-the-US

UNIT 8 SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE In this unit

This unit covers: • The substantial improvement rule – how to regulate major additions and other improvements to buildings in the floodplain. • The substantial damage rule – how to regulate reconstruction and repairs to buildings that have been severely damaged. • Exceptions to the basic rules for some special cases.

https://www.fema.gov/pdf/floodplain/nfip_sg_unit_8.pdf

New Florida Flood Disclosure Requirements Coming

Florida Map Shows Where State Will Become Underwater From Sea Level Rise

https://www.newsweek.com/florida-map-underwater-sea-level-rise-climate-change-1884672

Florida Could Soon Become Uninsurable—and Other States Will Likely Follow

https://www.newsweek.com/florida-california-insurance-uninsurable-climate-change-1817260

What Is Climate Risk Data and How to Use It When Shopping for a Home
Zillow’s new climate risk data provides important information about climate-related events that can be used when shopping for a home. Learn what is and how to use it.

https://www.zillow.com/learn/what-is-climate-risk-data/

Zillow’s new climate risk score brings transparency to home shoppers

https://www.zillowgroup.com/news/zillows-new-climate-risk-score-brings-transparency-to-home-shoppers/

Flood Risk Disclosure - FEMA.gov

https://www.fema.gov/sites/default/files/documents/fema_state-flood-risk-disclosure-best-practices_07142022.pdf

The Standard for Climate Risk Financial Modeling
We exist to make the connection between climate change and financial risk at scale for financial institutions, companies and governments.

https://firststreet.org/

Basic rule: If the cost of improvements or the cost to repair the damage exceeds 50 percent of the market value of the building, it must be brought up to current floodplain management standards.
That means an existing building must meet the requirements for new construction. People who own existing buildings that are being substantially improved will be required to make a major investment in them in order to bring them into compliance with the law. They will not be happy.
If the buildings have just been damaged, they will be financially strapped and your elected officials will want to help them, not make life harder for them.

Chapter 689 Section 302 - 2024 Florida Statutes -

https://www.flsenate.gov/Laws/Statutes/2024/0689.302

original link by Yak Motley

https://www.youtube.com/watch?v=wpfEvrYJxFs