How to Handle Liens, Charge-Offs, and Title Issues on Your Vehicle

In this video, Dave from Car Titles explains how to navigate common vehicle title issues, including charge-offs, repossessions, and liens. If you’ve ever faced a loan on your car that became non-performing or delinquent, you may be struggling to get a clear title. Here’s what you need to know:

Charge-Offs: When a loan becomes non-performing, the lender may write it off as a loss. However, that doesn’t mean the lien disappears.
Lien Release: If you owe on a vehicle but need to get a title, you must formally request a lien release. Never do this over the phone; it must be in writing.
Court Intervention: If the lienholder refuses to cooperate, you might need to file a petition with the court to have the lien removed.
Dave walks you through the steps to address these issues, from contacting the lienholder to potentially going to court.

For more expert guidance on liens, charge-offs, and titles, visit www.actualhuman.com and book a one-on-one consultation with a licensed professional.