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New Data Reveal Climate Change-Driven Insurance Crisis is Spreading
Senate Budget Committee’s insurance probe reveals that climate change is increasing insurance non-renewals around the country and provides new evidence that a crash in property values may be looming

https://www.budget.senate.gov/chairman/newsroom/press/new-data-reveal-climate-change-driven-insurance-crisis-is-spreading

Climate Change Should Make You Rethink Homeownership

https://esg.wharton.upenn.edu/homepage/climate-change-should-make-you-rethink-homeownership/

NEXT TO FALL:
THE CLIMATE-DRIVEN
INSURANCE CRISIS IS
HERE – AND GETTING
WORSE

https://www.budget.senate.gov/imo/media/doc/next_to_fall_the_climate-driven_insurance_crisis_is_here__and_getting_worse.pdf

Next to Fall: The Climate-Driven Insurance Crisis is Here – And Getting Worse
Full Committee Hearing
Date: Wednesday, December 18, 2024Time: 10:00 AMLocation: SD-608

https://www.budget.senate.gov/hearings/next-to-fall-the-climate-driven-insurance-crisis-is-here_and-getting-worse

Why The Next HOUSING CRASH Will Be WORSE Than 2008

https://www.youtube.com/watch?v=E2GzEXJAUDo

Assignment of Benefits (AOB)

https://myfloridacfo.com/division/consumers/consumerprotections/assignmentofbenefits

Policyholders Are No Longer Permitted To Assign Their Insurance Benefits in Florida

https://www.jimersonfirm.com/blog/2023/10/policyholders-are-no-longer-permitted-to-assign-their-insurance-benefits-in-florida/

Insurers in Florida are Barred from Non-Renewing or Canceling Insurance Policies

https://beinsure.com/insurers-florida-barred-canceling-insurance-policies/

Florida insurance policy canceled or nonrenewed? Here’s what to do

https://www.wfla.com/news/florida/florida-insurance-policy-cancelled-or-nonrenewed-heres-what-to-do/

Insurance Crisis Could Spark Housing Market Crash Worse Than 2008: Report

https://www.newsweek.com/insurance-crisis-could-spark-housing-market-crash-worse-2008-report-2003540

California Expands Moratorium on Homeowners Insurance Cancellations, Non-Renewals

https://www.insurancejournal.com/news/west/2025/01/15/808398.htm

How California homeowners can assess their risk of nonrenewal

https://www.sfchronicle.com/california/article/navigating-insurance-crisis-nonrenewal-risk-19593613.php

Extreme Exodus: Is Your Homeowner’s Policy at Risk of Cancellation?

https://www.global.lockton.com/us/en/news-insights/extreme-exodus-is-your-homeowners-policy-at-risk-of-cancellation

How to make Billions with Forest Fires, Hurricanes and Wars

https://rumble.com/v6cs8x4-how-to-make-billions-with-forest-fires-hurricanes-and-wars.html

Is Florida becoming Unlivable?! (What they are not telling you!)

https://rumble.com/v5lm9sz-is-florida-becoming-unlivable-what-they-are-not-telling-you.html

Insurance Companies REFUSE to Pay!

https://rumble.com/v5e0qcd-insurance-companies-refuse-to-pay.html

Weather as a Force Multiplier: Owning the Weather in 2025

https://ia601605.us.archive.org/35/items/WeatherAsAForceMultiplier/WeatherAsAForceMultiplier.pdf

We Went To Florida: The Housing Insurance Crisis Will Shock You

https://www.youtube.com/watch?v=RdSa7dol1ng

"Climate Shocks Are Making Parts of America Uninsurable. It Just Got Worse."

https://www.sej.org/headlines/climate-shocks-are-making-parts-america-uninsurable-it-just-got-worse

https://web.archive.org/web/20230604134400/https://www.nytimes.com/2023/05/31/climate/climate-change-insurance-wildfires-california.html

How is climate change limiting access to insurance?

https://www.context.news/climate-risks/how-is-climate-change-limiting-access-to-insurance

State Sen. Travis Hutson (R), who sponsored the bill DeSantis signed Wednesday,
said lawmakers wanted to bring more “balance” and oversight to Florida’s insurance industry, which has traditionally wielded political power in Tallahassee.

https://www.washingtonpost.com/climate-environment/2023/05/31/florida-homeowners-insurance-regulation/

SENATE PASSES STRONG INSURER ACCOUNTABILITY PACKAGE

https://www.flsenate.gov/Media/PressReleases/Show/4451

That announcement came days after Farmers Insurance announced it was pulling out of Florida completely.

https://www.msn.com/en-us/money/insurance/citizens-cancels-lakeland-couples-home-insurance-despite-56000-in-roof-and-electrical-upgrades/ar-AA1mMiq5

Insurers flee Florida
In the past three years, 12 companies that offered homeowners insurance in Florida have been declared insolvent and at least 15 more have stopped writing new policies in the state.

You may lose your mortgage if your homeowners insurance is canceled. Mortgages have specific language stating that you are in default if you don't keep your insurance active.