C&J Show #43: Why 64% of Americans Are Failing at Finances

64% of Americans are struggling with financial literacy - but why? Join Cam and Joe as they break down the shocking statistics behind America's financial education crisis and reveal how it impacts everything from credit card debt to basic life skills. Learn why California has the lowest adult literacy rate in the country and discover how this educational gap affects daily financial decisions.

In this eye-opening discussion, we explore the connection between literacy rates, financial capability, and practical life skills like cooking and budgeting. Find out why traditional education methods are falling short and what innovative solutions, including community-based learning and back-to-basics approaches, could help bridge this critical knowledge gap.

Whether you're concerned about your own financial literacy or want to understand the broader economic impacts of this crisis, this episode provides valuable insights and practical steps toward improvement. We discuss real solutions, from basic budgeting techniques to community education initiatives, that could help turn these statistics around.

Follow us on Facebook and Instagram @CamandJoeShow and listen on Spotify for more insightful conversations about the issues affecting our community. Please like, subscribe, and share to help spread awareness about this crucial topic.

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CHAPTERS:
00:00 - Intro
01:55 - Impact of Literacy Rates on Society
02:12 - Benefits of New Year's Resolutions
07:38 - Setting Goals for 2025
11:47 - Understanding Literacy Rates
16:53 - Importance of Financial Literacy
21:30 - Teaching Kids to Build Credit
30:25 - Learning the Basics of Financial Literacy
31:05 - Importance of Proper Nutrition
36:05 - Planning for Foodie February
37:24 - Compassion and Empathy in Society
38:17 - OUTRO
38:23 - Follow Us
38:25 - Connect on Facebook and Instagram
38:27 - Listen to Us on Spotify