Ch 5 Exhibits 6 - 7

The video summarizes Exhibits 6 and 7 from Chapter 5 of the Metro 2 Credit Reporting Resource Guide, aiding readers in using Metro 2 to accurately read credit reports, identify errors, and draft dispute letters to consumer reporting agencies (CRAs). These exhibits detail special comment codes for Base Segment Field #19 (Chapter 4). Exhibit 6 organizes codes by category and links them to the five portfolio types (e.g., revolving, mortgage), showing applicability, while Exhibit 7 provides a straightforward list of codes without categories or portfolio references.

These exhibits verify special comments (e.g., "closed at consumer’s request"); errors like a missing code, an inapplicable code for the portfolio type, or inconsistencies across reports can be disputed, using Metro 2’s standards as grounds for dispute letters to CRAs to ensure accurate reporting.