Ch 5 Overview

The video provides an overview of Chapter 5 from the Metro 2 Credit Reporting Resource Guide, tailored for readers aiming to use Metro 2 to accurately read credit reports, identify errors, and draft dispute letters to consumer reporting agencies (CRAs). Chapter 5 contains 16 exhibits, as noted in the manual’s table of contents, which the video briefly explores. These exhibits serve as detailed references (e.g., codes for account types, statuses, or special comments) supporting the data fields in Chapter 4.

Understanding these exhibits enhances their ability to cross-check credit report details against Metro 2’s standards, spotting discrepancies—like incorrect codes or missing required data—that can be cited in dispute letters to CRAs, leveraging the industry standard to ensure accuracy. The video sets up a quick review of each exhibit to illustrate their practical use.