Ch 4 N1 Segment Fields 1 - 9

The video summarizes the N1 Segment Fields #1 through #9 from Chapter 4 of the Metro 2 Credit Reporting Resource Guide, helping readers use Metro 2 to accurately read credit reports, identify errors, and draft dispute letters to consumer reporting agencies (CRAs). The N1 Segment, detailing the primary consumer’s employment from the Base Segment, includes nine fields: #1 (segment identifier, "N1"), #2 (employer name), #3 (first line of employer address), #4 (second line of employer address), #5 (employer city), #6 (employer state), #7 (employer postal/zip code), #8 (occupation), and #9 (reserved).

These fields tie employment data to an account; errors like a missing employer name, incorrect address details, or unreported occupation can be flagged as inconsistencies with Metro 2’s standard, especially since only one N1 Segment is allowed per account. Such discrepancies offer grounds for dispute letters to CRAs, enforcing accurate reporting per the industry format.