REBUILDING AFTER LOSS, FACING DEBT, AND MAKING SMART FAMILY MONEY MOVES ON THE RAMSEY SHOW

On this episode of The Ramsey Show, Dave Ramsey and Jade Warshaw take on some tough financial questions from listeners facing real-life struggles. One couple shares their heartbreaking story of losing their fully paid-off home in a fire, only to discover they were severely underinsured. Another caller is overwhelmed, with no income and bills piling up—looking for a way to climb out of the hole. Dave and Jade offer clear, step-by-step guidance for tackling collections, including how to negotiate with debt agencies while keeping your dignity. A listener who once reached Baby Step 7 now finds themselves back at square one and needs encouragement to get back on track. The team also tackles family-related money questions, including whether it's wise to cosign a student loan for a child, or take a loan from parents to buy a home instead of selling off bitcoin. Each call is packed with truth, common sense, and a call to take personal responsibility—because hope is real, and so is the path to financial peace. Whether you're climbing out of debt or rebuilding after loss, this episode reminds you that the road to stability and freedom is worth every step.