HODLing Homes: How Bitcoin Collateral is Revolutionizing the Mortgage Industry

In this episode of the Bitcoin Sports Network Podcast, Chris and Frida sit down with CJ Konstantinos, President and CEO of People’s Reserve—a company shaking up the finance world with Bitcoin-backed loans and mortgages.
CJ shares his journey into the world of Bitcoin, his take on Bitcoin maximalism, and the bold innovations his team is building. He also dives into why saving in Bitcoin matters and why teaching the next generation about money is more crucial than ever.
Curious to hear CJ’s take? Tune in now and snag some serious Bitcoin wisdom!
Topics Discussed:
CJ's introduction to Bitcoin in 2013 and his journey to becoming a Bitcoin maximalist
How losing millions in potential Bitcoin wealth by buying real estate inspired his business
People's Reserve's self-repaying mortgage product that uses Bitcoin as collateral
How Bitcoin can be used as pristine collateral to secure lower interest rates
The philosophy of "saving in Bitcoin" vs "investing" in other cryptocurrencies
CJ's experience winning at the Bitcoin golf tournament in El Salvador
How CJ teaches his children about Bitcoin as savings technology
Key Highlights
People's Reserve Business Model
Self-Repaying Mortgage Product
Bitcoin Philosophy: CJ distinguishes between "saving in Bitcoin" and "investing" in other cryptocurrencies.
Personal Bitcoin Loss
Risk Mitigation
Launch Timeline: People's Reserve plans to launch their mortgage products in the USA
Bitcoin Education
Golf Connection
Conclusion
Chapters
00:00 Introduction to Bitcoin and People's Reserve
09:18 The Motivation Behind People's Reserve
12:41 Understanding the Self-Repaying Mortgage
17:00 Innovative Financial Products for Bitcoiners
26:18 Passion for Sports and Personal Achievements
27:33 The Magic of Teamwork in Golf
31:21 Exciting Events on the Horizon
32:59 The Journey to Bitcoin Maximalism
40:50 Understanding Bitcoin as Savings Technology
42:55 Balancing Family Life and Bitcoin Passion

Where to find CJ Konstantinos:
CJK on X: https://x.com/CJKonstantinos
Peoples Reserve on X: https://x.com/PeoplesReserve
Website: https://www.peoplesreserve.com/

Connect with us:
Website: https://www.bitcoinsports.network/
On X: https://x.com/BSN_Events

Exciting Events on the Horizon:
Website: https://bitcoingolfchampionship.com/
On X: https://x.com/Golf_BGC