When Should You Borrow Against Your Life Insurance?

Should you borrow against your life insurance or just use cash? In this video, we unpack when it actually makes sense to take a policy loan, whether you’re really “paying yourself back,” how borrowing compares to using cash or saving, and the key advantages of leveraging uninterrupted compounding through high cash value life insurance. We’ll break down real examples, clear up common misconceptions, and help you understand the smartest ways to use your life insurance policy.

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00:00 Introduction
0:12 Borrowing Against Cash Value
1:00 The Comparison: Debtors vs. Savers
4:11 Leveraging Life Insurance for Growth
8:11 When to Borrow Against Your Policy
11:12 Best Use Case Of A Policy
10:13 Am I Paying Back the Interest to Myself or Not?
14:40 Maximizing Opportunities with Policy Loans
14:51 Real-Life Application of Policy Loans

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*This video is for entertainment purposes only and is not financial or legal advice.

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