FMA Warning Issued, Shavez Hospitalised, MLM Commissions Exposed in Secret Zoom Calls

This video pulls back the curtain on one of the most shameless crypto MLM operations we’ve seen to date — LQuid Pay and Protocol Yield, both heavily promoted by Shavez Anwar, who is now reportedly hospitalised and absent from public Zoom appearances.

My name is Danny de Hek, also known as The Crypto Ponzi Scheme Avenger, and this investigation uses privately recorded Zoom meetings to expose everything — from undisclosed commission structures to the truth about Shavez’s absence and the FMA’s formal warning.

🚨 *OFFICIAL WARNING FROM THE NEW ZEALAND FMA*

The Financial Markets Authority has now issued a public warning about LQuid Finance (trading as LQuid Pay), confirming they are not licensed to offer financial services in New Zealand. Read the full alert here:
🔗 https://www.fma.govt.nz/library/warnings-and-alerts/lquid-finance-ta-lquid-pay

This isn’t just a regulatory formality — it’s confirmation that LQuid Pay poses a serious risk to investors.

🎥 *SECRET ZOOM FOOTAGE: COMMISSIONS, CREDITS & DECEPTION*

In a series of privately recorded Zoom calls, key promoter David Brunenberg reveals the exact commission structure for selling LQuid Pay’s so-called Visa crypto cards:

- $55 profit on a $100 card
- $275 profit on a $500 card
- $550 profit on a $1,000 card

These payouts are tied to shady backend transactions using the deflating BTCC token, and promoters are advised to “take money first” before handing over cards — a clear sign of the mistrust even within the system itself.

💳 *MLM MODEL DISGUISED AS FINTECH*

- The commission model is textbook MLM:
- Multiple tiers of residual payouts
- Bonuses for team volume
- Affiliate rank-ups tied to deposits
- Urging users to “gift” $100 in BTCC to friends to trigger activations

In the Zoom calls, David openly discusses strategies to maximise affiliate gains, including selling USDT for inflated card prices and instructing leaders to build triangle-shaped downlines — all classic multilevel marketing behaviour rebranded as a crypto opportunity.

🏥 *SHAVEZ ANWAR REPORTEDLY SICK IN HOSPITAL*

During one of the internal Zoom meetings, a lead promoter casually confirms that Shavez Anwar is currently in hospital, which explains his absence from leadership calls, replaced by pre-recorded Zoom reruns and filler sessions hosted by “Lucky.”

It’s worth noting this is the same Shavez who falsely claimed, in an earlier promotional video, to have saved servers from a flood in Dubai — despite evidence showing the platform’s servers were hosted in India at the time.

🔄 *ONBOARDING CIRCUS & TOKEN TRAPS*

- Another private video reveals the convoluted onboarding process for Protocol Yield:
- Users are shown how to “fund” accounts with USDT via Binance
- Withdrawal buttons fail to work during walkthroughs
- A so-called “profit ceiling” penalises users who don’t reinvest
- Tokens like BTCC and BTC20 are pushed onto new users with urgency tactics

In the recording, one user is literally walked through step-by-step KYC and fund transfer, yet ends up confused and stuck due to platform bugs — while others are told they must top up funds or risk losing their ‘unclaimed income’.

📉 *TOKEN PRICE COLLAPSE AND DESPERATE STRATEGIES*

The BTCC token — central to both Protocol Yield and LQuid Pay’s ecosystem — has seen its value crash from $160 to $105 in just two weeks. Rather than address the obvious collapse, promoters now encourage users to sell tokens to friends and family to avoid holding the bag.

Shavez’s absence, rerun Zoom sessions, and desperate monetisation strategies suggest an impending exit, leaving behind a trail of digital wreckage.

🔗 *FURTHER INVESTIGATION LINKS*

FMA Public Warning: https://www.fma.govt.nz/library/warnings-and-alerts/lquid-finance-ta-lquid-pay

Blog: ZIGChain Summit Dubai 2025 — A Blockchain Showcase Hijacked by Scam Promoters
🔗 dehek.com/general/ponzi-scheme-scamalerts/zigchain-summit-dubai-2025-how-a-blockchain-showcase-was-hijacked-by-scam-promoters

Blog: Inside Protocol Yield’s KYC Circus
🔗 dehek.com/general/ponzi-scheme-scamalerts/inside-the-protocol-yield-kyc-circus-paid-shills-plagiarized-platforms-and-a-whole-lot-of-gaslighting

Bloomberg TV Feature (includes Shavez, Sam Lee, and myself):
🔗 https://youtu.be/QQzxiKfyddg

🧠 *FINAL THOUGHTS*

This video may feature Shavez Anwar in a hospital bed puffing on a cigarette — but make no mistake, the circus is still running. And behind the scenes, the same scam ecosystem continues grooming new victims through affiliate commissions, hidden terms, and emotional manipulation.

To anyone still caught in the trap: get out. Now.

To the promoters still pushing this trash:
You're next.

This is what happens when The Crypto Ponzi Scheme Avenger turns up at your bedside.
Name, shame, and dismantle — one scam at a time.