REAL-LIFE MONEY QUESTIONS: INHERITANCE, RELATIONSHIPS, RETIREMENT & TOUGH CALLS ON DEBT

On this episode of The Ramsey Show, Dave Ramsey and his daughter Rachel Cruze offer clear, no-nonsense advice to listeners navigating life’s tough financial and personal choices. A young woman wants to know if her boyfriend's refusal to work is a red flag for their future—Dave doesn’t hold back. Another caller asks if it's smart to take out a loan to launch a business, and Rachel explains why starting with debt is a risky move. A retiree wonders when to enjoy the fruits of their labor, and Dave provides wisdom on finding balance between saving and living. Listeners also ask about dealing with a parent’s credit card debt, overcoming regret after buying a classic car, and whether selling a house to move in with family is a good strategy for paying off debt. One caller is about to receive a $400,000 inheritance and wants to know how to invest it wisely, while another couple wonders if they should help their kids financially now or let them inherit later. Throughout the show, Dave and Rachel guide listeners toward financial peace, personal responsibility, and common-sense choices. It’s a fast-paced, advice-packed episode filled with lessons for anyone looking to build a strong future.