💡 “Fractional Reserve Banking Explained — The Legal Banking Scam You Never Learned in School” 🏦💸

💡 “Fractional Reserve Banking Explained — The Legal Banking Scam You Never Learned in School” 🏦💸
You deposit $1,000 into the bank thinking it’s safe and just sitting there…
But the truth is, it’s already gone.
Welcome to fractional reserve banking — the system where banks make millions off your money, while giving you cents in return. 😤💰

🧠 Here’s How It Actually Works:
1️⃣ Banks Only Keep a Fraction of Your Money 🔍
For every $1,000 you deposit, the bank may keep just $100 — and loan out the other $900 to someone else.
It’s like your money is being flipped without your permission. 🔁

2️⃣ They Loan Your Cash at High Interest 💳
While you get 0.01% in your savings, the bank loans your money out at 7–25% on mortgages, credit cards, business loans, and more.
They win. You lose.

3️⃣ It’s the Reason You Can’t Just “Withdraw All Your Money” 🛑
Big withdrawals take days or even weeks — not because you don’t have it, but because they don’t.
Your funds are already out the door.

⚡️Fractional reserve banking = the system that legally multiplies your deposits for their benefit.