REAL TALK ON MONEY, FAMILY, AND RESPONSIBILITY: TOUGH QUESTIONS AND STRAIGHT ANSWERS

On this episode of The Ramsey Show, Ken Coleman and Rachel Cruze tackle tough questions from real people trying to take control of their money and their future. One caller asks, “Can I ‘divorce’ my entitled children?”—sparking a discussion about tough love and healthy boundaries. Another struggles after their entire credit history was erased, and the hosts offer a clear path to recovery. One listener wonders if they should keep four whole life insurance policies after pressure from a persistent agent, while another admits difficulty in giving and questions whether that makes them a bad person. A married couple disagrees about whether to sell their home to get out of debt, and Ken and Rachel give advice rooted in truth and personal responsibility. Another caller shares fears about providing for a new family, and the hosts offer encouragement and guidance for building a stable foundation. Lastly, someone asks how to support their in-laws who have no retirement savings—all while staying on track with the Baby Steps. It’s an episode packed with wisdom, real-life situations, and the kind of tough yet caring advice that empowers people to take ownership of their lives. The Ramsey Show cuts through confusion with clarity, purpose, and timeless values.