Episode 395: Review of FDIC Risk Review Report for 2025

This episode reviews the FDIC Risk Review Report for 2025. Some of the key findings from the report include economic conditions remained solid in 2024, banking industry was resilient in 2024 despite the challenges of an inverted yield curve and higher interest rates, market risks continue to challenge the banking industry, and credit risk varied by loan type. The report also covers consumer lending, residential real estate, small business lending, agriculture lending, energy, corporate debt and leverage lending, non-depository financial institution lending, and private credit. A link to the report is included below.

Link: 2025 Risk Review