Name: Is More Money Just Leading to More Spending (Lifestyle Creep)?
Uploaded: 2025-06-18T08:00:00+00:00
Duration: 12 min 50 s
Description: In this episode, Ralph discusses the concept of 'lifestyle creep,' where increased income leads to increased spending, resulting in no real financial progress. He explains how to recognize this phenom

5 months ago

Podcasts Faith and Religion financial confidence lifestyle creep managing finances financial planning intentional spending overcoming financial shame Christian financial advice budgeting tips increasing income

In this episode, Ralph discusses the concept of 'lifestyle creep,' where increased income leads to increased spending, resulting in no real financial progress. He explains how to recognize this phenomenon and offers actionable steps to combat it by being intentional and proactive with your finances. Ralph ties the discussion to biblical principles, emphasizing contentment and wise stewardship. The episode concludes with practical advice on managing any additional income and aligning your spending with your values, followed by a prayer for wisdom and self-control in financial matters.

Read today's blog article:
https://www.financiallyconfidentchristian.com/blog/stop-lifestyle-creep/
https://financiallyconfidentchristian.com/money-more-spending

00:00 Introduction: The Mystery of Missing Money
00:25 Welcome to Financially Confident Christian
01:00 Understanding Lifestyle Creep
02:20 The Impact of Lifestyle Creep
04:03 Biblical Wisdom on Contentment
05:07 Combating Lifestyle Creep with Intentionality
06:08 Practical Steps to Prevent Lifestyle Creep
09:31 Prayer for Financial Wisdom
10:27 Final Thoughts and Resources