Top 3 things that put you in debt 🥶👀

🚨 THESE ARE THE TOP 3 DEBTS THAT KEEP PEOPLE BROKE FOR YEARS 💳🚗🏠
⚠️ MOST PEOPLE FALL INTO THESE TRAPS WITHOUT REALISING UNTIL IT’S TOO LATE ⚠️
👇 Let’s break it down so you can avoid them 👇

💥 Description on the Topic
Debt doesn’t hit all at once — it builds slowly and silently.

These 3 types of debt are the most common and most dangerous. They drain your income, limit your freedom, and make it nearly impossible to build wealth if you don’t manage them early.

It’s not about how much you earn. It’s about what you owe and how fast you clear it.

📉 How It Works in Simple Words
1. Credit card debt — It’s easy to swipe but hard to repay. High interest keeps your balance growing even when you make minimum payments.

2. Car finance — People get trapped paying £300+ a month for a car that’s losing value every day.

3. Mortgage overcommitment — Buying more house than you can afford leads to decades of stress and zero breathing room.

All three look normal from the outside. But over time, they bleed your bank account.

📖 What The Lord Said About This Topic
Proverbs 22:7 says, “The borrower is slave to the lender.”

God wants His people to live free — financially, mentally and spiritually. Being trapped in debt limits your ability to give, grow and live boldly.

It’s not wrong to borrow. But wisdom, discipline and faith must lead the decision.

🧠 The Conspiracy Side of This Topic
Some say credit systems are designed to keep people in debt cycles for life.

Banks profit most when you pay slowly. Not when you pay off fast.

There are even claims that certain debt products are targeted at specific income levels and areas — on purpose.

The system rewards discipline. Learn the game, play it smart, and break free.

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