Episode 416: Review of OCC Q1 2025 Reports on Mortgage Metrics and Derivatives Activities

This episode examines two reports from the Office of the Controller of the Currency (OCC). Both reports are for the 1st quarter of 2025. The first report is “OCC Mortgage Metrics Report” and the second report is “Quarterly Report on Bank Trading and Derivatives Activities.” The Mortgage Metrics report showed 97.6% of mortgages were current and performing at the end of the quarter. The Bank Trading and Derivatives report showed cumulative trading revenue of U.S. commercial banks and savings associations was $15 billion and derivative notional amounts increased by $23.9 trillion, or 12.8% to $210.4 trillion. Links to both reports are included below.

Link: Quarterly Report on Bank Trading and Derivatives Activities | OCC

Link: OCC Reports Mortgage Performance for First Quarter of 2025 | OCC