REAL-LIFE MONEY QUESTIONS ANSWERED: DAVE RAMSEY AND TEAM TACKLE DEBT, RETIREMENT, AND FINANCES

On this episode of The Ramsey Show, America’s trusted voice on money, Dave Ramsey and his team of experts take on tough, real-life financial questions. From overwhelming student loan and credit card debt to emergency medical bills and confusing retirement decisions, listeners call in with serious concerns—and leave with clear, step-by-step guidance. One caller asks if pulling from their retirement account is wise to pay off debt, while another wonders if it’s smarter to wait until after grad school to tackle student loans. A young couple debates whether keeping separate finances is helping or hurting their relationship. And a family drowning in $340,000 of debt wants to know where to even begin. Through every call, Dave and the team offer no-nonsense advice rooted in common sense, responsibility, and financial freedom. Whether you're deep in debt or just starting out, The Ramsey Show provides the tools to take control of your money and your future.