How to Pay for College Without Drowning in Debt | The Smart Borrower’s Guide

Paying for college has never been more confusing—or more expensive.

In this video, Joe the College Pro (the most credentialed college financial planner in the country) walks you through the 5 most common borrowing strategies families use to pay for college—and how to avoid the biggest mistakes.

📌 What’s covered:

✅ Federal Direct Student Loans (Subsidized & Unsubsidized)

✅ Parent PLUS Loans (and their hidden dangers)

✅ Private Student Loans (cosigner risks, repayment options)

✅ Using Home Equity (HELOCs, second mortgages, FAFSA impact)

✅ Borrowing from a 401(k) or 403(b) (why this is a last resort)

Whether you're planning ahead or your bill is due next month, this video gives you the strategy and clarity you need to protect your financial future—and still send your child to college.

👨‍👧‍👦 Need help building a debt-free college plan?
📅 Book a College Clarity Session: https://www.joethecollegepro.com/meet-with-joe

📚 Read the full blog: https://www.joethecollegepro.com/s/stories/the-smart-borrowers-guide-to-paying-for-college-pros-cons-pitfalls-of-every-loan-option

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Joe the College Pro | Helping Families Pay Less for College