Real People, Real Advice. Street Interviews.

This is the first full-length video for Free Advice Guy. We spent Valentine’s Day out on Mill Avenue in Tempe, Arizona, near Arizona State University handing out free flowers and offering free financial advice. We went over the five steps to financial success, credit card debt, home buying and more!

If you know anyone who needs help with their finances, let them know a credentialed, fiduciary, Financial Advisor is here to help. For free. Like, subscribe, and catch me live on stream!

In this episode we cover:

01:18 The most important piece of financial success

01:42 What are good financial goals?

02:33 How should you use credit cards?

04:18 Why am I doing this?

06:19 5 steps to financial success

08:10 My bank account is empty, how do you change that?

09:24 What if you are a shopaholic?

12:13 Is it free?

12:39 How do you get a credit card?

14:00 How can you help support the mission?

16:54 - Pay down credit card debt - Avalanche method

17:56 - Pay down credit card debt - Snowball method

20:32 - How to use a credit card

21:15 - Using a credit card to cover emergencies

21:27 - Emergency fund basics

21:59 - Dangers of minimum credit payments

23:36 - Debt trap

24:51 - How do I make a monthly budget?

25:34 - How do I build credit if I've never had a credit card?

27:50 - Is Free Advice Guy a fiduciary?

28:07 - - Steps to buying a home

28:32 - How to invest your down payment (stock market vs. HYSA/money markets)

30:49 - The housing market is different now.

31:07 - Is it going to get harder to buy a home?

33:24 - Are homes worth what they're selling for?

34:59 - Should you wait to buy a home?

35:08 - Reasons to buy a home

36:07 - 5 Steps To Financial Success.

Our goal is to help millions of people achieve financial literacy. I am a free CFP® professional Financial Advisor. I educate people on budgets, emergency funds, setting goals, investing, saving, stocks, bonds, debt, and navigating financial decisions throughout their lives.

Follow my advice at your own risk. All opinions are my own. I stand by them. No investment can guarantee anything. Neither can I. Investments may lose money. Past performance is not indicative of future performance. Your specific financial situation is different. I will always do what I believe is in your best interest.

Catch me live Monday-Saturday from 2PM to 6PM ET here ——＞ https://www.twitch.tv/FreeAdviceGuy

Join me on the mission to provide free financial advice to the masses! ——＞ https://www.patreon.com/FreeAdviceGuy

Want to get more connected? Join the Free Advice Guy Facebook Group! ——＞ https://www.facebook.com/groups/1025259292964728

Here’s my Instagram, in case you want it! ——＞ https://www.instagram.com/realFreeAdviceGuy/

For thoughts outside of personal finance, here's my X! ——＞ https://x.com/FreeAdviceGuy1

#lifestyle #financialfreedom #money #investing #moneytips #debt #loans #personalfinance #budget #stocks #stockmarket