REAL-LIFE FINANCIAL STRUGGLES AND STRAIGHTFORWARD ADVICE FROM KEN COLEMAN & GEORGE KAMEL

On this episode of The Ramsey Show, Ken Coleman and George Kamel offer clear, practical advice for callers facing tough financial and personal situations. One listener wonders what to do with a house purchased with an ex, while another is drowning in $100K of debt after losing a job and dealing with a cheating girlfriend. Ken and George walk through the pros and cons of letting everything go to collections and offer a path forward. Another caller asks whether to lend or gift money to an adult son, and the hosts lay out the financial and relational risks. A concerned wife calls in after her husband stopped making payments on their debt—and the hosts share the truth about recovery and rebuilding trust. Each caller receives honest, no-nonsense guidance rooted in personal responsibility and long-term stability. This episode is a reminder that no matter how deep the hole, there’s a way out—with the right plan, discipline, and mindset.