Bitcoin Insurance, Wrench Attacks, Kidnapping & Ransom, & Inheritance Security w/ Becca Rubenfeld

"ultimately we determined that the only true solution–TRUE solution–to a wrench attack is insurance."

In this episode of THE Bitcoin Podcast, host Walker America sits down with Becca Rubenfeld, co-founder of AnchorWatch, for a groundbreaking conversation on the future of Bitcoin insurance, self-custody security, and wrench attack protection.

They dive deep into how AnchorWatch is revolutionizing Bitcoin custody through its insured multi-sig Trident Vault, using MiniScript to blend cryptographic guarantees with traditional Lloyd’s of London insurance. Becca shares AnchorWatch’s journey from startup to becoming the only retail-accessible Lloyd’s crypto coverholder and explains how their solution solves critical pain points for Bitcoiners—including inheritance, estate planning, and fraud prevention.

You’ll learn:
• Why AnchorWatch created a Bitcoin-native insurance layer
• How their recovery layer ensures foolproof inheritance for families
• Why ransomware and wrench attacks are rising—and how AnchorWatch defends against them
• The difference between K&R insurance and standard Bitcoin loss coverage
• AnchorWatch’s future plans for Bitcoin-denominated policies and Bitcoin-backed yield
• How their infrastructure could power future Bitcoin mortgage collateralization
• The surprising problem with most Bitcoiners’ “treasure map” inheritance plans

Whether you’re a pleb or a whale, if you custody Bitcoin, this is must-know information to protect your wealth and your family.

FOLLOW BECCA: https://x.com/BeccaAmilee
🔐 Learn more: https://anchorwatch.com
📩 Contact: [email protected] | [email protected]
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Chapters

00:00 Introduction
04:54 The Emergence of Bitcoin Insurance
08:01 Anchor Watch: The Concept of Insured Self-Custody
10:59 Navigating the Insurance Market: Challenges and Solutions
13:51 Partnership with Lloyd's of London
16:49 The Reception of Bitcoin Insurance in the Community
20:03 Inheritance and Bitcoin: Addressing the Treasure Map Problem
25:22 Technical Solutions for Bitcoin Inheritance
28:21 The Recovery Layer and Its Importance
31:32 Future of Bitcoin Insurance and Inheritance Solutions
39:21 Navigating Self-Custody and Beneficiary Communication
42:36 Proof of Assets and Estate Planning
46:57 Empathy in Inheritance Protocols
51:06 Understanding Wrench Attacks and Insurance Policies
01:00:39 Innovations in Kidnap and Ransom Insurance
01:10:24 Insurance Policies and Bitcoin Valuation Dynamics
01:12:32 Understanding Insurance Options for Bitcoin Holders
01:16:05 Navigating Market Risks and Business Resilience
01:17:13 The Future of Bitcoin-Denominated Insurance Policies
01:30:51 The Impact of Crypto on Mortgage Lending
01:41:17 Closing Thoughts and Future Directions