How to get a mortgage 🏠

💸 HOW TO GET A MORTGAGE AND BUY YOUR FIRST HOUSE 🏡💥
People make mortgages sound harder than they really are. But if you want to stop renting and start owning, here's what you need to understand ✅

📌 Simple breakdown:
To get approved, you’ll usually need 3 main things:
✅ A good credit score (above 620 helps)
✅ A steady income and payslips or proof of self-employed earnings
✅ A deposit – usually 5 to 20% of the house value

They’ll check your affordability too. So don’t max out credit cards or take out big loans right before applying. 📉
And make sure your bank statements are clean and show smart money moves. 💼

📖 What did Jesus say about homes and land?
In Proverbs 24:27 it says, "Prepare your work outside; get everything ready for yourself in the field, and after that build your house."
Planning your finances and getting your house in order before jumping in is biblical wisdom G. 🙏🏽

🧠 The conspiracy they don’t talk about?
Most mortgage lenders work hand-in-hand with rating agencies and banks. They don’t teach you credit at school for a reason. They want you renting forever.
The more you understand the system, the less power it has over you.
Owning property is one of the most powerful wealth-building tools on Earth. That’s why they make it look impossible. But it’s not.

🏠 Get your paper right, learn the rules, and then beat the game legally.

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