Gold IRA: Safety Amid 401(k) Changes

The Trump administration is preparing to sign an executive order that could change how Americans save for retirement. It would allow 401(k)s to invest in alternative assets beyond traditional stocks and bonds. While the initiative aims to modernize the U.S. retirement system, the move comes with significant risks. And many Americans don’t realize that they already have access to a safer, time-tested alternative: the Gold IRA.

In the U.S., 401(k) plans are among the most popular ways for working Americans to save for retirement. Employees contribute a portion of their salary, often matched by their employers. Those funds are then invested in publicly traded stocks and bonds. As of earlier this year, Americans held almost $9 trillion in 401(k) plans. The majority of it was in mutual funds that invest in public markets.