Cash vs. Physical Gold: Where Should Your Money Be in 2025?

In a world of market volatility and rising inflation, is your bank account the safest place for your savings? With the Australian economy facing unique pressures in 2025, many are questioning the old rules of finance and looking for alternatives to protect their hard-earned wealth.

This video dives deep into a bold strategy: holding only a minimum amount of cash and converting the rest of your savings into physical gold and silver. We'll break down whether this is a genius move for long-term wealth preservation or a risky gamble with hidden dangers.

We're not just talking theory. We'll explore the practical side of this strategy, especially when holding precious metals for over 12 months.

🔥 In This Video, We Cover:

Cash vs. Gold: The critical pros and cons of keeping your money in the bank versus in physical metals.

The Hidden Risks of Cash: How inflation silently erodes the purchasing power of your savings in your bank account.

The Reality of Owning Bullion: We discuss storage, insurance, and how to actually sell your gold and silver when you need to (liquidity).

How Much Cash Is "Enough"? A framework for figuring out your minimum cash reserve before buying metals.

The 12-Month Rule: Why holding for at least a year is a key part of this strategy, including potential tax implications here in Australia.

Is This Strategy Right for YOU? A balanced look at who benefits most from this approach and who should avoid it.

What's your take? Are you stacking gold and silver, or is cash still king in your opinion? Let us know in the COMMENTS below!

🔔 SUBSCRIBE for more videos on investing, personal finance, and protecting your wealth in today's economy. Don't forget to hit the LIKE button if you found this valuable!

Connect with Alasdair Macleod:
https://x.com/MacleodFinance
https://substack.com/@macleodfinance

If you found this analysis valuable, please LIKE the video and SHARE it with someone who needs to hear this perspective.