GENIUS Act Request for Comment Threatens DeFi Privacy

🔥 **The U.S. Treasury just dropped a Request for Comment (RFC) on the GENIUS Act — and it could fundamentally reshape DeFi and digital identity in America.**

In this episode of the Disruptive Technologies Podcast, host Nikodemus breaks down what’s really at stake:

• What the GENIUS Act RFC is and how it demands stakeholder input on identity, APIs, AI, and blockchain monitoring
• The threat: tying every wallet and transaction to a real person—intended as security, but in effect surveillance
• Timeline you should know: comment period ends **October 17, 2025**; report to Congress to follow
• Who’s sounding the alarm—privacy experts, DeFi advocates, and analysts warning of “compliance by design”
• Why this matters: embedded identity = central control. It undermines anonymity, innovation, and financial sovereignty
• Alternatives that preserve privacy: zero‑knowledge proofs, encrypted credentials—and how the RFC ignores them

If you believe digital freedom should come first—this episode is your call to action.
**Take action**:
1. Listen, then share this episode with your network
2. Submit a comment to the Treasury to defend privacy in digital finance
3. Subscribe to the Disruptive Technologies Podcast for ongoing coverage of policy and innovation

**Credits & Sources**:
- Cointelegraph — GENIUS Act RFC explanation
- Reuters Tax — IRS analytics expanding into DeFi
- Dodd‑Frank Update — RFC in the Federal Register
- Biometric Update, Identity Week, OneSafe Blog, Coingeek — debate over embedded identity in DeFi

Thanks for listening — until next time, stay curious, and keep exploring the disruptive tech shaping our world.